ZIP Code 32403: Panama City, FL

ZIP code 32403 is assigned to Panama City in Bay County, Florida. Its reference point is at latitude 30.0583 and longitude -85.5762 (30°03'29.9"N 85°34'34.3"W).

Location Overview of ZIP Code 32403

Panama City has 11 ZIP codes in our directory, and Bay County has 18.

Florida has 1,564 ZIP codes listed in total.

The nearest listed ZIP code is 32404 in Panama City, about 7.4 mi to the north.

Key facts for ZIP code 32403
ZIP code32403
PlacePanama City
CountyBay County
StateFlorida
CountryUnited States
Latitude30.0583
Longitude-85.5762

All ZIP codes in Panama City · Florida

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    Map of ZIP Code 32403

    Map centred on 30.0583, -85.5762. The pin marks the ZIP code's reference point, not its boundary.

    Photos of Panama City, Florida

    Video: Panama City, Florida

    Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants! — by Adventure Is Out There · Watch on YouTube

    ZIP Codes Near 32403

    These 16 ZIP codes have the closest reference points to 32403, measured in a straight line.

    32404
    Panama City
    7.4 mi north
    32401
    Panama City
    8.3 mi northwest
    32408
    Panama City
    11 mi northwest
    32405
    Panama City
    11 mi northwest
    32410
    Mexico Beach
    13 mi southeast
    32444
    Lynn Haven
    13 mi north
    32453
    Overstreet
    13 mi east
    32402
    Panama City
    14 mi northwest
    32406
    Panama City
    14 mi northwest
    32411
    Panama City
    14 mi northwest
    32412
    Panama City
    14 mi northwest
    32407
    Panama City Beach
    17 mi northwest
    32409
    Panama City
    19 mi north
    32466
    Youngstown
    19 mi north
    32456
    Port Saint Joe
    22 mi southeast
    32465
    Wewahitchka
    22 mi east

    Nearby Cities and Towns

    The closest places to ZIP code 32403, measured in a straight line from its reference point. Road distances will be longer.

    Schools Near Panama City

    If you are moving to ZIP code 32403, check with the education authority that serves Panama City, Bay County which schools cover your street address.

    Looking at nearby areas such as Mexico Beach, Lynn Haven and Overstreet widens the choice of state, private and international schools. The links below open live Google Maps results centred on this location.

    Parks and Outdoor Recreation

    Use the map above to explore green space around Panama City, then zoom out to find larger parks, trails and nature areas in the wider Florida area.

    Hospitals and Healthcare

    Hospitals, clinics and pharmacies serving Panama City can be found with the searches below. In an emergency in the United States, call 911.

    Residents may also use facilities in nearby Mexico Beach, Lynn Haven and Overstreet.

    Shopping and Dining in Panama City

    For places to eat and shop near ZIP code 32403, the searches below show up-to-date listings around this location.

    Libraries and Historical Places

    Public libraries, museums and historic sites near Panama City, Florida can be found with the searches below.

    For local history, try the archives of Bay County along with the name Panama City.

    Roads, Rivers and Lakes

    From ZIP code 32403, Mexico Beach lies about 13 mi to the southeast, Lynn Haven lies about 13 mi to the north, Overstreet lies about 13 mi to the east, Panama City Beach lies about 17 mi to the northwest and Youngstown lies about 19 mi to the north in a straight line. Use the directions link for routes and road names.

    Rivers, lakes and coastline near Panama City show up on the map above, or you can search for them directly.

    Frequently Asked Questions About ZIP Code 32403

    ZIP code 32403 is in Panama City, Bay County, Florida, United States.

    ZIP code 32403 is in Bay County, which is part of Florida.

    The reference coordinates for ZIP code 32403 are latitude 30.0583 and longitude -85.5762 (30°03'29.9"N 85°34'34.3"W).

    The closest ZIP codes to 32403 are 32404 (Panama City, 7.4 mi), 32401 (Panama City, 8.3 mi), 32408 (Panama City, 11 mi), 32405 (Panama City, 11 mi) and 32410 (Mexico Beach, 13 mi).

    Panama City, Florida has 11 ZIP codes in our directory. 32403 is one of them; see the Panama City page for the full list.

    Photo & Video Credits

    • Photo 1 (“Secondary entrance to Florida State University Panama City, FL campus”): Sirberus, CC0, via Wikimedia Commons.
    • Photo 2 (“F-16 Final Approach 2”): Balon Greyjoy, CC0, via Wikimedia Commons.
    • Photo 3 (“Greetings from Panama City, Florida - Large Letter Postcard (8384092081)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Photo 4 (“Greetings from Panama City, Florida - Large Letter Postcard (8093325835)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Photo 5 (“Greetings from Laguna Beach, Florida, New Panama City - Large Letter Postcard (8102333025)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Video: “Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants!” by Adventure Is Out There, embedded from YouTube. All rights belong to the creator.

    Photos are shown from their original source under the licenses listed. They were taken near this location and may show neighbouring areas.

    Data for ZIP code 32403 comes from GeoNames and is provided for general reference. Always confirm mailing details with the U.S. Postal Service (USPS).