ZIP Code 32409: Panama City, FL

ZIP code 32409 is assigned to Panama City in Bay County, Florida. Its reference point is at latitude 30.3117 and longitude -85.6923 (30°18'42.1"N 85°41'32.3"W).

Location Overview of ZIP Code 32409

Panama City has 11 ZIP codes in our directory, and Bay County has 18.

Florida has 1,564 ZIP codes listed in total.

The nearest listed ZIP code is 32402 in Panama City, about 5.3 mi to the south.

Key facts for ZIP code 32409
ZIP code32409
PlacePanama City
CountyBay County
StateFlorida
CountryUnited States
Latitude30.3117
Longitude-85.6923

All ZIP codes in Panama City · Florida

Ratings & Comments: ZIP Code 32409 (Panama City)

Your rating:

    No comments yet. Be the first to share what ZIP Code 32409 (Panama City) is like.

    Map of ZIP Code 32409

    Map centred on 30.3117, -85.6923. The pin marks the ZIP code's reference point, not its boundary.

    Photos of Panama City, Florida

    Video: Panama City, Florida

    Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants! — by Adventure Is Out There · Watch on YouTube

    ZIP Codes Near 32409

    These 10 ZIP codes have the closest reference points to 32409, measured in a straight line.

    32402
    Panama City
    5.3 mi south
    32406
    Panama City
    5.3 mi south
    32411
    Panama City
    5.3 mi south
    32412
    Panama City
    5.3 mi south
    32444
    Lynn Haven
    5.9 mi southeast
    32405
    Panama City
    8.2 mi south
    32408
    Panama City
    10 mi south
    32466
    Youngstown
    11 mi east
    32407
    Panama City Beach
    11 mi southwest
    32401
    Panama City
    11 mi south

    Nearby Cities and Towns

    The closest places to ZIP code 32409, measured in a straight line from its reference point. Road distances will be longer.

    Schools Near Panama City

    If you are moving to ZIP code 32409, check with the education authority that serves Panama City, Bay County which schools cover your street address.

    Looking at nearby areas such as Lynn Haven, Youngstown and Panama City Beach widens the choice of state, private and international schools. The links below open live Google Maps results centred on this location.

    Parks and Outdoor Recreation

    Use the map above to explore green space around Panama City, then zoom out to find larger parks, trails and nature areas in the wider Florida area.

    Hospitals and Healthcare

    Hospitals, clinics and pharmacies serving Panama City can be found with the searches below. In an emergency in the United States, call 911.

    Residents may also use facilities in nearby Lynn Haven, Youngstown and Panama City Beach.

    Shopping and Dining in Panama City

    For places to eat and shop near ZIP code 32409, the searches below show up-to-date listings around this location.

    Libraries and Historical Places

    Public libraries, museums and historic sites near Panama City, Florida can be found with the searches below.

    For local history, try the archives of Bay County along with the name Panama City.

    Roads, Rivers and Lakes

    From ZIP code 32409, Lynn Haven lies about 5.9 mi to the southeast, Youngstown lies about 11 mi to the east, Panama City Beach lies about 11 mi to the southwest, Ebro lies about 14 mi to the northwest and Sunnyside lies about 15 mi to the west in a straight line. Use the directions link for routes and road names.

    Rivers, lakes and coastline near Panama City show up on the map above, or you can search for them directly.

    Frequently Asked Questions About ZIP Code 32409

    ZIP code 32409 is in Panama City, Bay County, Florida, United States.

    ZIP code 32409 is in Bay County, which is part of Florida.

    The reference coordinates for ZIP code 32409 are latitude 30.3117 and longitude -85.6923 (30°18'42.1"N 85°41'32.3"W).

    The closest ZIP codes to 32409 are 32402 (Panama City, 5.3 mi), 32406 (Panama City, 5.3 mi), 32411 (Panama City, 5.3 mi), 32412 (Panama City, 5.3 mi) and 32444 (Lynn Haven, 5.9 mi).

    Panama City, Florida has 11 ZIP codes in our directory. 32409 is one of them; see the Panama City page for the full list.

    Photo & Video Credits

    • Photo 1 (“Secondary entrance to Florida State University Panama City, FL campus”): Sirberus, CC0, via Wikimedia Commons.
    • Photo 2 (“F-16 Final Approach 2”): Balon Greyjoy, CC0, via Wikimedia Commons.
    • Photo 3 (“Greetings from Panama City, Florida - Large Letter Postcard (8384092081)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Photo 4 (“Greetings from Panama City, Florida - Large Letter Postcard (8093325835)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Photo 5 (“Greetings from Laguna Beach, Florida, New Panama City - Large Letter Postcard (8102333025)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Video: “Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants!” by Adventure Is Out There, embedded from YouTube. All rights belong to the creator.

    Photos are shown from their original source under the licenses listed. They were taken near this location and may show neighbouring areas.

    Data for ZIP code 32409 comes from GeoNames and is provided for general reference. Always confirm mailing details with the U.S. Postal Service (USPS).