ZIP Code 32404: Panama City, FL

Panama City in Bay County, Florida uses ZIP code 32404. Its reference point is at latitude 30.1653 and longitude -85.5763 (30°09'55.1"N 85°34'34.7"W).

Location Overview of ZIP Code 32404

Panama City has 11 ZIP codes in our directory, and Bay County has 18.

Florida has 1,564 ZIP codes listed in total.

The nearest listed ZIP code is 32401 in Panama City, about 4.4 mi to the west.

Key facts for ZIP code 32404
ZIP code32404
PlacePanama City
CountyBay County
StateFlorida
CountryUnited States
Latitude30.1653
Longitude-85.5763

All ZIP codes in Panama City · Florida

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    Map of ZIP Code 32404

    Map centred on 30.1653, -85.5763. The pin marks the ZIP code's reference point, not its boundary.

    Photos of Panama City, Florida

    Video: Panama City, Florida

    Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants! — by Adventure Is Out There · Watch on YouTube

    ZIP Codes Near 32404

    These 10 ZIP codes have the closest reference points to 32404, measured in a straight line.

    32401
    Panama City
    4.4 mi west
    32405
    Panama City
    6.1 mi west
    32444
    Lynn Haven
    6.5 mi northwest
    32403
    Panama City
    7.4 mi south
    32408
    Panama City
    8.1 mi west
    32402
    Panama City
    8.4 mi northwest
    32406
    Panama City
    8.4 mi northwest
    32411
    Panama City
    8.4 mi northwest
    32412
    Panama City
    8.4 mi northwest
    32466
    Youngstown
    12 mi north

    Nearby Cities and Towns

    The closest places to ZIP code 32404, measured in a straight line from its reference point. Road distances will be longer.

    Schools Near Panama City

    School places are usually allocated by home address, so families living around ZIP code 32404 should confirm their catchment school with the local education authority for Panama City, Bay County.

    Looking at nearby areas such as Lynn Haven, Youngstown and Overstreet widens the choice of state, private and international schools. The links below open live Google Maps results centred on this location.

    Parks and Outdoor Recreation

    Parks, playgrounds and walking trails around Panama City are easiest to find on the map above or with the searches below, which are centred on ZIP code 32404.

    Hospitals and Healthcare

    Hospitals, clinics and pharmacies serving Panama City can be found with the searches below. In an emergency in the United States, call 911.

    Residents may also use facilities in nearby Lynn Haven, Youngstown and Overstreet.

    Shopping and Dining in Panama City

    Restaurants, supermarkets and shopping centres in and around Panama City are listed in the Google Maps searches below, with current opening hours and reviews.

    Libraries and Historical Places

    Public libraries, museums and historic sites near Panama City, Florida can be found with the searches below.

    For local history, try the archives of Bay County along with the name Panama City.

    Roads, Rivers and Lakes

    From ZIP code 32404, Lynn Haven lies about 6.5 mi to the northwest, Youngstown lies about 12 mi to the north, Overstreet lies about 17 mi to the southeast, Panama City Beach lies about 18 mi to the west and Mexico Beach lies about 19 mi to the southeast in a straight line. Use the directions link for routes and road names.

    Rivers, lakes and coastline near Panama City show up on the map above, or you can search for them directly.

    Frequently Asked Questions About ZIP Code 32404

    ZIP code 32404 is in Panama City, Bay County, Florida, United States.

    ZIP code 32404 is in Bay County, which is part of Florida.

    The reference coordinates for ZIP code 32404 are latitude 30.1653 and longitude -85.5763 (30°09'55.1"N 85°34'34.7"W).

    The closest ZIP codes to 32404 are 32401 (Panama City, 4.4 mi), 32405 (Panama City, 6.1 mi), 32444 (Lynn Haven, 6.5 mi), 32403 (Panama City, 7.4 mi) and 32408 (Panama City, 8.1 mi).

    Panama City, Florida has 11 ZIP codes in our directory. 32404 is one of them; see the Panama City page for the full list.

    Photo & Video Credits

    • Photo 1 (“Secondary entrance to Florida State University Panama City, FL campus”): Sirberus, CC0, via Wikimedia Commons.
    • Photo 2 (“F-16 Final Approach 2”): Balon Greyjoy, CC0, via Wikimedia Commons.
    • Photo 3 (“Greetings from Panama City, Florida - Large Letter Postcard (8384092081)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Photo 4 (“Greetings from Panama City, Florida - Large Letter Postcard (8093325835)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Photo 5 (“Greetings from Laguna Beach, Florida, New Panama City - Large Letter Postcard (8102333025)”): Steve Shook from Moscow, Idaho, USA, CC BY 2.0, via Wikimedia Commons.
    • Video: “Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants!” by Adventure Is Out There, embedded from YouTube. All rights belong to the creator.

    Photos are shown from their original source under the licenses listed. They were taken near this location and may show neighbouring areas.

    Data for ZIP code 32404 comes from GeoNames and is provided for general reference. Always confirm mailing details with the U.S. Postal Service (USPS).